A PHP Error was encountered

Severity: 8192

Message: Optional parameter $c declared before required parameter $eEncrypt is implicitly treated as a required parameter

Filename: controllers/Pages.php

Line Number: 66

Backtrace:

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Optional parameter $p declared before required parameter $eEncrypt is implicitly treated as a required parameter

Filename: controllers/Pages.php

Line Number: 0

Backtrace:

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::open($save_path, $name) should either be compatible with SessionHandlerInterface::open(string $path, string $name): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 132

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::close() should either be compatible with SessionHandlerInterface::close(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 292

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::read($session_id) should either be compatible with SessionHandlerInterface::read(string $id): string|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 166

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::write($session_id, $session_data) should either be compatible with SessionHandlerInterface::write(string $id, string $data): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 235

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::destroy($session_id) should either be compatible with SessionHandlerInterface::destroy(string $id): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 315

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: 8192

Message: Return type of CI_Session_files_driver::gc($maxlifetime) should either be compatible with SessionHandlerInterface::gc(int $max_lifetime): int|false, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice

Filename: drivers/Session_files_driver.php

Line Number: 356

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 282

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_cookie_params(): Session cookie parameters cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 294

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 304

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 314

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 315

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 316

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 317

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: ini_set(): Session ini settings cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 375

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_set_save_handler(): Session save handler cannot be changed after headers have already been sent

Filename: Session/Session.php

Line Number: 110

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

A PHP Error was encountered

Severity: Warning

Message: session_start(): Session cannot be started after headers have already been sent

Filename: Session/Session.php

Line Number: 143

Backtrace:

File: /home/roiwestminster/WIROICI/application/core/MY_Controller.php
Line: 7
Function: __construct

File: /home/roiwestminster/WIROICI/application/controllers/Pages.php
Line: 9
Function: __construct

File: /home/roiwestminster/public_html/index.php
Line: 315
Function: require_once

Claims
  • Go to UK Program
  • Go to US Program
  • Go to Canada Program
  • Can we help?
  • 01305 839 939
  • Visited before?

Claims

Claims


If you need to make a claim, or want to notify us of a situation that may lead to a claim, call us on 01305 839939 (Monday - Friday, 9am - 5pm, except bank holidays).

Alternatively, (and if you need to get in touch with us outside of opening hours) email claims@westminster.global with a brief description of the events leading up to your claim and we will contact you.

We will need written notification of the following

  •   Your name and policy number
  •   A brief description of what has happened, and the basis of the claim
  •   A sequence of events
    • The date of the ‘event’ about which the claim is being made
    • The date you were first aware that a claim may be made
    • Dates of any subsequent communication
  •   Copies of any emails, details of any verbal communication
  •   Every letter, demand, writ summons and legal process relating to the claim much be forwarded to us as soon as possible after receipt

    When to contact us

It is very important that you notify us as soon as you become aware of a possible claim. This is one of the terms of your policy.

Late notification can be a reason for insurers to reject a claim because the longer things go on without their involvement, the more their position is prejudiced. If you have delayed in fulfilling your responsibility to inform them, you may breach the terms of your policy and they would be within their rights to decline the claim.

Remember, your insurers are experts and getting their claims team involved means you are putting the matter into the hands of people who know what to do and what not to do. By acting early they can often prevent a situation from escalating.


What to do

  •   Contact us at the earliest opportunity
  •   Send to claims@westminster.global the information outlined above

What not to do

  •   Don’t admit fault
  •   Don’t try to settle the claim yourself, without the insurer’s consent to do so
  •   Don’t give details of your insurance, unless you have already been contractually obliged to do so

Knowing your responsibilities

You have purchased insurance so that you have the peace of mind it brings; knowing you are protected in the event of a claim. So you want to make sure that you act in accordance with your policy so that you do not invalidate the insurance.

Make sure that you read the policy wording, in particular with regards to record-keeping, the need to inform us promptly of potential claims and being co-operative throughout the claims process. Having clear contracts of agreement, written descriptions of the service you offer and what clients might expect, and client records detailing services/products provided will all help in the event of a claim.

Want to partner with us?
 Click Here!

to find out more and apply.

Any questions ?
Give us a call
Monday-Friday9am-5pm
01305 839939

Out of hours messaging service if you need us urgently

Not sure what insurance
you need?
Try ourInsurance Checker